Singapore-based financial blog that aims to educate people on personal finance, investments, retirement and their Central Provident Fund (CPF) matters.

Friday, 24 March 2017

Yes! There is interest on your CPF Housing Grant, BUT...

No, this is not another pro-government blog post. Neither is this another anti-government post. This is purely a post to make sense of the article posted by The Online Citizen. The Online Citizen recently published a post called 6 things you weren't told about the CPF housing grant. We thought that...

Thursday, 16 March 2017

What is Contra Trading?

Contra Trading, is the act of 1) buying a stock and selling it before payment date 2) selling a stock and buying it back before payment date In Singapore, after a trade is executed, you have three working days before you need to pay the total cost of the stock. If you buy a stock on Monday, you...

Wednesday, 15 March 2017

Crowdfunding: Can it ever be secured?

Now you might be thinking we are hypocrites right now, with all the contrasting views on one topic. Well, that is precisely the reason why we set up this site. It is to provide our two cents on finance-related topics so that you can have a more holistic view on issues that impact your finances. Crowdfunding...

Tuesday, 7 March 2017

When Crowdfunding Fails

Before I proceed, let me make it absolutely clear that I have nothing against crowdfunding. I believe the basic principle behind crowdfunding is sound, and, in a perfect world, it would boost innovation and provide talented, creative people with an opportunity to turn their dreams into reality. Unfortunately, we live in the real world, and therefore it’s time for a reality check: Reality /rɪˈalɪti/ noun The...