[Credit Card] Who Pays For Your Credit Rewards?

Cashback, air miles, merchant discounts, other perks, these are the incentives that banks and credit card companies (Financial Institutions - FIs) use to attract you to apply and spend on their cards. Every transaction you spend using these cards, merchants are charged a fee by the FIs for providing...

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Spend $40 and Reach Starbucks Gold Membership

This is the young adult's symbol of status, and how much we are willing to splurge for coffee. This Starbucks Gold Card is only available to those who spent $300 per year via their Starbucks card. That's about $25 per month. But fret not, here is 1 trick that I have been using for the past several...

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