Singapore-based financial blog that aims to educate people on personal finance, investments, retirement and their Central Provident Fund (CPF) matters.

Thursday, 31 December 2020

Books I Read In 2020

These are the list of books that I have read this year.They span from economics & politics to business & investment.This is probably not a lot to some people, but it's quite a number for me (particularly cause I'm a slow reader).How did I find the time to read these books?Well, between my full-time...

Monday, 21 December 2020

Monthly Housing Installment: Use CPF or Use Cash?

"Should I pay my monthly property installment using CPF or cash?"This is probably a very common question people who just bought their house think of.Which should you choose?Let's find out!Scenario 1: Use cash to pay for mortgage, CPF money remains in CPFThis is the least common way Singaporeans tend...

Saturday, 19 December 2020

Free $8+ With Google Pay

Sign up for Google Pay today and get $8 cashback when you make your first $10 transfer.Here is a guide to finding your promo code to share with your friends.The first part of the guide is to get you signed up and get your first $8.The second part of the guide is to get you familiar with how to share...

Wednesday, 4 November 2020

History Predicts Who Will Win The US Presidency

"History does not repeat itself, but it does rhyme".This is a quote that aids in quite a fair bit of my decision making.History rarely repeats in an exact way, but often in similar ways.In my view, there are 2 ways how history "repeats" itselfSame-Same-But-DifferentThink of it as stock market cycles:...

Monday, 19 October 2020

Dumb Sh!t My Property Agent Said - Part 2

This is part 2 of "Dumb Sh!t My Property Agent Said", where I list down the dumb stuff my property agent said to my family.If you missed the first part, please click on the link below to read about it.Dumb Sh!t My Property Agent Said - Part 1Quick RecapMy family recently went shopping for a new house. After...

Monday, 12 October 2020

Dumb Sh!t My Property Agent Said - Part 1

My family recently went shopping for a new house. After we visited one of the homes, we had a conversation with the seller-side property agent.The agent was explaining how to earn money in Singapore's property market.Needless to say, I thought half of what the agent said was completely crazy or...

Thursday, 1 October 2020