Singapore-based financial blog that aims to educate people on personal finance, investments, retirement and their Central Provident Fund (CPF) matters.

Friday, 5 October 2018

CPF: Better Fixed Interest than Fixed Deposit

This post will contain a tip on how to increase your CPF returns, namely in the form of interest. One way to earn more interest from CPF is to transfer your extra money, into your CPF Special Account. Your Ordinary Account currently earns 2.5%, Special Account and Medisave Account earn 4%...

Monday, 24 September 2018

4 Telegram ChatBots that Helps You Save Money

Apps are no longer the next big thing. They take up space in our phones, requires us to download and continuously update them. Instead, chatbots seem to be the next big thing. Just a few years ago, the mantra was "there's an app for that". Today, the mantra is "there's a chatbot for that". Below,...

Friday, 14 September 2018

3 Reasons Stocks are Better than 99 Year HDB

Recently, we suddenly start realising that upon reaching the end of our HDB 99-year lease, we are all going to lose our homes - the HDB goes back to the government and we are not going to be getting any money back. Suddenly, HDB feels like a rented apartment instead of our home, except instead...

Saturday, 18 August 2018

An Overseas Clinic Visit Made Me Realise the Importance of Travel Insurance

This is a story of me going to a medical facility while on my America Road Trip and how lucky I felt when I knew I would be covered by travel insurance. December 2017, I went on a road trip to the United States of America (USA) - it was during the winter period but not that it mattered anyway I guess. I...

Tuesday, 14 August 2018

We Don't Lack Leaders, We Lack People With Empathy

What makes a leader? What makes a person a leader? We follow leaders because of many reasons; because they have a strong vision; because they are charismatic; because they inspire us to do great things; because of this and that. Great leaders like Steve Jobs, had many followers who followed him...

Thursday, 26 July 2018

Is Whole Life Insurance A Scam?

A lot of people have written a lot about the difference between the 2. So instead of comparing them again, we recommend you read the difference in the link below: The Case of Term vs Whole Life Insurance Instead, I will go into the figures. Context: 30-year-old male non-smoker planning...

Friday, 6 July 2018

5% Travel Insurance Discount with FWD

At Investment Stab, we are always finding ways to help you save money, earn money, earn more money, and learn about money. And we have just this offer right here today: 5% discount on your insurance premiums with FWD Insurance! Simply click on the link below and you will be brought to the FWD website...

Thursday, 21 June 2018

Differences in investing viewpoints for bonds and equities

15:11 4 comments
Recently, Azalea Group has just released its Astrea IV Class A-1 bonds. It was widely marketed as the debt instrument which provides access to private equity investments. This was definitely confusing (at least for me) and here are the reasons. Bonds and equities have different long-term investing...

Wednesday, 23 May 2018

Wednesday, 25 April 2018

Get $2 Cashback & More When Watching Avengers

Yes, movie promotions are here, and of course, it is for any movies, not just Marvel The Avengers Infinity War. This promotion is by DBS in conjunction with Golden Village (GV). Simply pay with DBS PayLah App when you buy your tickets at GV's automated ticketing machine to receive $2 cash back...

Monday, 23 April 2018

How to Buy Real Estate in Singapore?

Property purchases in Singapore can be some of the most lucrative if done right. However, it is without a doubt challenging. For instance, anyone looking to invest in the property project should understand what it offers in its entirety. You need to follow a process, and some decisions need to be...

Monday, 9 April 2018

Free $5 with DBS PayLah

Here is a guide to finding your promocode to share with your friends. The first part of the guide is to get you signed up and get your first $5. The second part of the guide is to get you familiar with how to share your promocode with your friend so that you can get your subsequent $5. Get...

Thursday, 29 March 2018

Uber's Partnership in Recent Years

Biggest news in Singapore yesterday was the merger between Uber's Southeast Asia wing and Grab. This is not something new. After years of fighting and bleeding money in markets all around the world, Uber decided to try a different route and has been partnering with many of its competitors in major...

Tuesday, 13 March 2018

Wednesday, 21 February 2018

Infographs about SG Budget 2018 that You Should See

Budget 2018 was announced 2 days ago on 19 February 2018. Took us a while to digest everything, especially the 2% GST hike despite the budget surplus we got. Nonetheless, after 2 days of reading, these are some of the infographics that we thought you should know about Budget 2018 that will affect...

Monday, 19 February 2018