Singapore-based financial blog that aims to educate people on personal finance, investments, retirement and their Central Provident Fund (CPF) matters.

Thursday, 30 April 2020

Would You Kill For An Insurance Payout?

Would you kill someone close to you just to get their life insurance payout? Most of us wouldn't. We could not even imagine how cruel one has to be to murder someone close for money. But that was exactly what happened in Japan. The Black Widow A Japanese woman name Chisako Kakehi, known by the Japanese...

Tuesday, 28 April 2020

Save in CPF or Invest in SPDR STI ETF?

This is part of our new series where we compare CPF against other financial assets. Today, we are comparing CPF SA against the SPDR Straits Times Index (STI) ETF (ES3.SI). If there are other assets you would like us to compare against next, let us know in the comments below. CPF Assumptions: From...

Thursday, 23 April 2020

Investing in ETFs with my CPF Money

Today's post will be on: how much can I invest in ETFs using CPF monies. This question was submitted by one of our readers. We would like to thank all our readers who post questions or tips to us. We would love to see more of that coming in, so do feel free to keep sending us these messages! You...

Tuesday, 21 April 2020

Monday, 13 April 2020

A Story Of When Saving Money Doesn't Work

From young, we are taught the importance of saving money for an emergency or to be able to purchase something, like an expensive toy. After we grow up, we are taught that financial prudence means saving first before spending. Now, that is great advise - at least that's what I thought - until recently. The...

Friday, 10 April 2020

Save in CPF or Invest in Nikko AM STI ETF?

This is our new series where we compare CPF against other financial assets. Today, we are comparing CPF SA against the Nikko AM Singapore Straits Times Index (STI) ETF (G3B.SI). If there are other assets you would like us to compare against next, let us know in the comments below. CPF Assumptions: From...

Thursday, 2 April 2020

The 4% Shortfall In Your CPF Retirement Fund

Are we really not contributing enough to our CPF? Let's find out! What is the recommended percentage of salary should one contribute to their retirement fund? 10% to 15% This is the traditional wisdom towards how much of your monthly salary to contribute to your retirement egg nest. If you are like...