CPF Retirement Sum Estimator

Calculate how much you will need by the end of each year in order to hit your cohort's estimated CPF Retirement Sum.

Step 1: Enter your birth year
Step 2: Enter your annual CPF SA contribution (monthly SA contribution x 12)
Step 3: The row highlighted in orange shows the amount you need to have by the end of the year if you wish to hit your estimated FRS value.
Step 4: Scroll to your birth year on 'Column B' to find your estimated Retirement Sum.





The cells are locked for editing except those highlighted in bright yellow.
However, you will be able to view the formulas we used.

If you have any suggestions or feedback on how we can improve the formulas or calculations, do let us know in the comments below.

The numbers listed are based on our estimates from past CPF data as well as our estimates of how CPF calculates our CPF interest.

The actual figures might not be exactly as per our figures, but we do not think that it would vary too far from it.