Singapore-based financial blog that aims to educate people on personal finance, investments, retirement and their Central Provident Fund (CPF) matters.

Sunday, 28 December 2014

2015 will be a Great Investment Year

2015 will be a great investment year for everyone - if we buy the right investment. Historically over the last 70 years, the third year of all US presidents have been the most positive year in the US stock market. Photo from Kenneth L. Fisher's Market Never Forget, Chapter 7 - Poli-Ticking Above...

Friday, 26 December 2014

EVERYONE should Invest

Everyone who wishes to retire should invest in their future, regardless of their jobs and status. Anyone relying on their savings for retirement is bound to experience a shortfall in their future income for 2 reasons: 1) The interest rates you get from your savings will never be able to match the inflation rate. 2) If you save 10% of your salary each month for 40 years and aim to retire for 30 years,...

Thursday, 25 December 2014

Ethical reporting has never been more important

While the creation of the Internet has allowed information to flow more efficiently and effectively, it has also resulted in extreme volatility in the markets. An example of such is the oil prices, where its price can fluctuate more than 3% in a week due to a simple announcement of the performance...

Sunday, 21 December 2014

2 Must-Read for all New Investors

Today, I would like to recommend 2 books that I think are by far the best investment books I have read since I started investing. Warren Buffett Stock Portfolio. Warren Buffett and the Art of Stock Arbitrage Both books are by Mary Buffett and David Clark. They are easy to read and easy to understand...

Saturday, 20 December 2014

Asset Allocation VS Investment Period

Most investment professionals would emphasize that a good asset allocation is key to great investment returns. Having a portfolio consisting of stocks, bonds, other investment assets and cash is like the safest strategy anyone of any age group can follow. Today, I wish to offer something different....

Sunday, 14 December 2014

Is Investing Risky?

Ever heard your parents, your grandparents, your friends or relative told you that investing is risky? Watch this short clip and understand why investment is not as risky as they say. Share it to those who tells you that investment is risky and make them all a better investor! #InvestToday http://www.youtube.com/watch?v=iAHNd4yqBJE...

High Inflation Coming to US

High inflation rates will be coming to US because of the huge amount of printing by the Fed and a dysfunctioning fiscal policy. It will not be tomorrow, next year, or 5 years, but it will definitely come when the Fed is no longer able to support the economy. PS: This will be a economics lesson, and the market outlook will be at the bottom. Economics The current monetary and fiscal policy in the...

Tuesday, 9 December 2014

Confession of an undisciplined investor

This is a confession post of an undisciplined investor that sought to cut corners in investing. From what you already know, the market is ruthless and it only reflects your performance to the amount of work you put in. Once you are complacent and assume that you are better at beating the market, it will whip you till you beg for mercy. Being a young investor, similar to all beginners, I had beginner's...