Singapore-based financial blog that aims to educate people on personal finance, investments, retirement and their Central Provident Fund (CPF) matters.

Monday, 30 March 2020

Thursday, 26 March 2020

The Rich Owns Stocks And Why You Should Too

Don't take it from us, take it from the Fortune magazine. They published an article saying why buying real estate is causing the wealth gap problem. Link to the article below: The rich own stocks, the middle-class own homes. How betting it all on real estate is a wealth gap problem Not saying if...

Thursday, 19 March 2020

Oil Price Drop = Stock Market Drop?

Source: 9gag The stock market is obsessed with oil prices, with news outlet making end-of-the-world kind headlines every time oil prices start crashing down. But does falling oil prices really have a positive or negative impact on the stock market? We dug into the data to find out. Crude...

Wednesday, 18 March 2020

CPF: 4 in 1 Insurance Plan

Today's post will be on how CPF is actually four insurances in one. Instead of looking at the CPF Retirement Sum (CPF RS) as a target where you can withdraw money at a certain age, look at it as a Savings + Medical + Life + Annuity insurance plan.   It is a Savings Insurance It helps...

Tuesday, 17 March 2020

What Should I Invest In This Bear Market?

Caption: Don't fear. It's just a technical recession. Don't fear. Last week we wrote a story on whether or not you should invest in the stock market now since we have entered a bear market. Short answer: YES! Full article here: Should I Invest now that We are in a Bear Market? There is a lot...

Saturday, 14 March 2020

Should I Invest now that We are in a Bear Market?

Source: AZ Quotes Short answer: YES! Long answer: Refer to everything we are writing below 😉 Fears surrounding COVID-19 and oil war between Russia and Saudi Arabia rocked the stock market this week. Major indexes around the world have fallen by 20% or more. The S&P500 peaked at 3,393.52...