5 things that you need to start doing to improve your financials during your early 20s

Most people in the early 20s would think that they still have a long way before retirement and financial planning is too "kewl" for them. Contrary to that, early financial planning can go a long way. This is especially due to the power of compounding. Well, here are 5 things that you NEED to start doing...

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Singapore Finance Minister on Personal Finance - Part2

Following up to our previous post on Singapore Finance Minister on Personal Finance We decided to do some statistics on how effective the method of prudent financial planning was. He mentioned using Government Assets to generate Investment Income, and that income can be used to pay for anything as required by the country - a never-ending stream of cash inflow. We think the same would work for...

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Rate Hike = 9.5% Return

The 2-day Fed meeting is beginning today, with its focus on whether the Fed will raise interest rates or not! LINKS S&P500 Statistical Investment Opportunity STI 3rd Year Investment Trend Singapore Finance Minister on Personal Finance While the markets are reacting negatively to the potential interest rates raise, believing that it will cause markets to drop; the reality is that markets actually...

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Singapore Finance Minister on Personal Finance

For an updated version, refer to the article HERE. On a recent rally speech, Singapore's Finance Minister Tharman Shanmugaratnam gave a talk about how important prudent budgeting is for the country. We felt that his point was suitable not only for managing of the country's finance, but also for everyone's finance! As such, we will be elaborating how it can be used for our personal benefits. OTHER...

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Singapore Market's Growing ETF Choices

Today, we have more Exchange Traded Fund (ETFs) option than we did 5 years before. The number of ETFs that grew during these 5 years was more than 100%! With a growing number of ETFs to choose from, this makes an investment for the average person much easier! ETFs are great investment tool/vehicle for both the amateur, the average, and the professional investor. A wide range of strategies and purpose...

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How to Escape the Retirement Sum?

Today's post is on how to avoid the Retirement/Minimum sum in your CPF when you reach age 55. There are currently 2 ways to avoid having to set aside a minimum sum. Today, we will be sharing about one of it: Buy a Life Annuity PlanRecommended Read: Dumb Sh!t My Property Agent Said - Part 2Buy a...

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